Traditional providers are costly and complicated, and they demand administrative effort.
Hidden fees
Many providers hide asset-based fees inside fund expenses. Our fees are transparent and well below the industry average.
Compliance worry
Traditional plans are complicated and manual, which raises the risk of a compliance breach. Our rules engine tests your plan continuously and flags problems early.
Too much admin
Small businesses spend hours on 401(k) administration. We automate most of that.
An affordable, simple-to-use 401(k) platform that supports you at every step.
Your plan at a glance
See plan assets, contributions, employee status, and compliance results in one view, updated in real time.
Connect payroll once
Link your payroll provider once. After that, we calculate contributions automatically each payroll cycle.
| Period | Employee | Status | Total |
|---|---|---|---|
| Jan 2026 | Yvonne O. | $2,588 | |
| Jan 2026 | Gordon G. | $2,588 | |
| Jan 2026 | Darron U. | $336 | |
| Jan 2026 | Clotilde P. | $2,588 |
Compliance testing, done for you
We run the ADP, ACP, Top Heavy, and 410(b) tests continuously, so you find problems early. Reports take one click.
We take on the fiduciary duties, so you don't have to
Most providers leave the liability with you. GlidingPath acts as both your administrative and investment fiduciary, which lowers your personal risk and your workload.
Less liability for you
Save up to $15,000 in tax credits
New plans can claim up to $5,000 a year for three years. We show you what you qualify for and help you claim it.
Choose your plan type
Clear pricing. No hidden fees.
Solo
For owners with no employees
Starter
A basic plan with no employer match
Safe Harbor
Most popular. No ADP or ACP testing.
Traditional
The most flexible plan design
Fiduciary protection included with every plan
GlidingPath acts as your 3(16) administrative fiduciary and 3(38) investment fiduciary. We run the plan, choose the investments, file Form 5500, and arrange your ERISA bond. That reduces your personal liability.
Set up your plan in three steps
Enter company details
Give us your company name, address, EIN, and size.
Design your plan
Choose a plan type, eligibility rules, and contribution rates. Then review and e-sign your plan documents.
Connect payroll
Link your payroll provider. We support 250+ providers, including ADP, Paychex, and Gusto.
GlidingPath compared with a traditional 401(k) provider
Frequently asked questions
We can help you choose a plan.
Book a free 15-minute call. We will walk you through plan types, pricing, and Secure 2.0 tax credits, and answer your questions. There is no obligation.