401(k) plans shouldn't be this hard
Time Consuming
Small businesses spend an average of 80 hours per year on 401(k) administration. We automate it all.
Costly & Opaque
Traditional plans bury fees that eat into employee savings. Our pricing is transparent with AUM fees well below industry average.
Compliance Anxiety
Most small businesses fear non-compliance penalties. Our rules engine monitors continuously.
Everything you need,
nothing you don't
Your plan at a glance
Real-time visibility into plan assets, contribution trends, participant status, and compliance — all in one view.
Payroll on autopilot
Connect once via Finch and contributions calculate automatically using our Drools business rules engine.
| Period | Employee | Status | Total |
|---|---|---|---|
| Jan 2026 | Yvonne O. | $2,588 | |
| Jan 2026 | Gordon G. | $2,588 | |
| Jan 2026 | Darron U. | $336 | |
| Jan 2026 | Clotilde P. | $2,588 |
Stay compliant, automatically
Continuous monitoring for ADP, ACP, Top Heavy, and 410(b) tests. Generate reports with one click.
Save up to $15,000 in tax credits
New 401(k) plans qualify for up to $5,000/year for 3 years. We'll help you maximize every dollar.
Choose your plan
Transparent pricing. No hidden fees. Ever.
Solo
Self-employed, no employees
Starter
Simple plan, no employer match
Safe Harbor
Most popular — skip compliance tests
Traditional
Maximum flexibility
Fiduciary protection included with every plan
GlidingPath serves as your 3(16) administrative fiduciary and 3(38) investment fiduciary. We handle plan administration, investment selection, Form 5500 filing, and ERISA bond procurement — reducing your personal liability.
Up and running in 3 steps
Connect Payroll
Link your payroll provider through Finch. We support 250+ providers including Gusto, ADP, and Paychex.
We Handle Compliance
Our AI-powered rules engine sets up your plan, runs compliance tests, and monitors continuously.
Employees Invest
Participants enroll, choose portfolios, and start building retirement savings via our mobile-friendly app.
GlidingPath vs. the old way
Trusted by business owners
Setting up our 401(k) took less time than ordering lunch. GlidingPath made it effortless.
The automated compliance testing alone saves us thousands in advisory fees each year.
Our employees love the modern app. Enrollment went from weeks to minutes.
We accept fiduciary responsibility so you don't have to
Unlike most providers who shift liability onto you, GlidingPath acts as both an administrative and investment fiduciary — reducing your personal risk and workload.
Your liability, minimized
Frequently asked questions
Not sure which plan is right for you?
Book a free 15-minute consultation with our retirement plan experts. We'll walk you through plan options, pricing, Secure 2.0 tax credits, and answer any questions — no obligation.