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ProductFeb 10, 2026

How automated compliance testing saves you thousands

Every year, a 401(k) plan must pass a set of IRS nondiscrimination tests: the ADP test, the ACP test, the Top Heavy test, and the 410(b) coverage test.

Most plan sponsors pay a third-party administrator (TPA) to run these tests. That usually costs $2,000 to $5,000 a year. Results arrive quarterly or annually, so by the time you learn about a problem, the cheap fix is often gone.

GlidingPath runs these tests continuously against your live plan data. When something drifts toward a failure, you see it right away, while it is still easy to correct.

You end up with fewer corrections, no separate TPA fees, and a clear view of where your plan stands at any time.